Perkins Roofing Corp.

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Six counties. Two offices. One clear answer.

Miami Monroe · Miami-Dade · Broward
Jupiter Palm Beach · Martin · St. Lucie

ZIP codes can cross county lines. This is a convenient office recommendation; Perkins confirms the final service assignment for your property.

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Google Earth-style 3D context

Stuart in Martin CountyInteractive Google 3D terrain locating Stuart, with the verified Census place boundary and Florida Building Code wind-speed contour lines overlaid.Loads Google’s interactive photorealistic map when selected.
Verified data layer Open the authoritative boundaries and overlays
Stuart Design wind speed contour · FBC Fig. 1609.3(1)
Expect the permit from
City of Stuart building department
High Velocity Hurricane Zone
No. The code defines the HVHZ as Broward and Miami-Dade counties only, and Martin County is not one of them.
Design wind speed contours crossing Martin County
150 mph 160 mph Ultimate design wind speed, Risk Category II, from Florida Building Code (2023) Figure 1609.3(1). The governing value for a specific address is set by the design professional and confirmed by the building official.
Stuart within Martin County. The dashed lines are ultimate design wind speed contours from Florida Building Code (2023) Figure 1609.3(1), Risk Category II. They are lines, not zones: which side of one an address falls on is a design determination for the design professional and the building official, not something a web page can settle. Census boundaries, 2023 vintage — they locate an address, they are not a determination of jurisdictional authority. Boundaries: U.S. Census Bureau, 2023 Cartographic Boundary FilesWind speed lines: Florida Building Code (2023) Figure 1609.3(1), Risk Category II, via the University of Florida GeoPlan Center / Florida Geographic Data Library (FGDL)
Stuart within Martin County. An outline of Martin County with Stuart marked, and the ultimate design wind speed contours that cross the county drawn as dashed lines at 150 and 160 mph. The same facts are listed beneath the map.
Google 3D + verified Census and FBC data Locate Stuart and its wind contours in Google 3D
All service areas 14 / 16

Stuart · Martin County

Downtown commercial and waterfront residential in one city

Stuart is the Martin County seat, built around the St. Lucie River where it meets the Indian River Lagoon, so almost everything here is near water. Roofs run from downtown commercial low-slope to waterfront tile and metal and inland shingle. Perkins Roofing covers Stuart from the Jupiter office to the south.

  1. 01
    Jupiter office Served from Perkins’ north branch
  2. 02
    City permitting Stuart issues permits inside city limits
  3. 03
    Waterfront metallurgy Fasteners and flashing face salt-laden air
  4. 04
    Mixed-use roofs Low-slope commercial, tile, metal and shingle
Request an estimate Call Jupiter 561-559-7663
1980 family-founded 6 counties 2 offices

Stuart · Martin County · complete briefing

Stuart roofing, permitting and waterfront guide

The building stock

A town on three sides of water

Stuart is unusual in South Florida for having a genuine downtown with buildings old enough to have been re-roofed several times, and a waterfront that runs for miles along the St. Lucie River and out toward the Indian River Lagoon. The result is a very mixed roofing town: low-slope membrane over shopfronts and offices, tile and metal on the river houses, and straightforward shingle across the inland subdivisions.

What ties them together is exposure. A house on open water sees wind with nothing in front of it and air carrying salt off the lagoon; the same house model half a mile inland behind tree cover does not. That difference shows up in the hardware — corroded fasteners, rusted valley metal, pitted drip edge — years before it shows up in the covering.

There is one more Stuart-specific number worth knowing, because it shapes how owners here think about roofs. Martin County’s average homeowners premium including wind coverage was $5,899 in the Florida Office of Insurance Regulation’s July 2026 stability report — about 69 per cent higher than neighboring St. Lucie County’s $3,491, the lowest of the six counties we serve. Roof age and condition are part of what underwriters look at, so documentation of what is actually on your roof is worth more here than the county line would suggest.

If yours is leaking now, start with roof repair; if it is at the end of its life, read what residential roofing involves.

What we do here

Roof work in Stuart

Shingle

Shingle replacement

The most common inland Stuart re-roof. Nailing pattern, starter course and tab sealing decide wind performance far more than the brand printed on the wrapper.

Tile

Tile on the newer stock

Concrete and clay tile roofs where the tile is the shade and the underlayment beneath it is the waterproofing. Tile roofs are replaced because of what you cannot see.

Metal

Standing-seam metal

Concealed fasteners and seams raised above the water line — the longest-lived common system and a natural fit for waterfront and Old Florida elevations.

Commercial

Downtown low-slope

Modified bitumen and single-ply membrane over commercial and mixed-use buildings, where drainage, terminations and ponding decide the outcome.

Permitting authority and design wind speed

Stuart within Martin County

Which department to expect a roofing permit from, and the ultimate design wind speed contours the Florida Building Code draws across Martin County. Hover or tap a contour to read its value.

Google Earth-style 3D context

Stuart in Martin CountyInteractive Google 3D terrain locating Stuart, with the verified Census place boundary and Florida Building Code wind-speed contour lines overlaid.Loads Google’s interactive photorealistic map when selected.
Verified data layer Open the authoritative boundaries and overlays
Stuart Design wind speed contour · FBC Fig. 1609.3(1)
Expect the permit from
City of Stuart building department
High Velocity Hurricane Zone
No. The code defines the HVHZ as Broward and Miami-Dade counties only, and Martin County is not one of them.
Design wind speed contours crossing Martin County
150 mph 160 mph Ultimate design wind speed, Risk Category II, from Florida Building Code (2023) Figure 1609.3(1). The governing value for a specific address is set by the design professional and confirmed by the building official.
Stuart within Martin County. The dashed lines are ultimate design wind speed contours from Florida Building Code (2023) Figure 1609.3(1), Risk Category II. They are lines, not zones: which side of one an address falls on is a design determination for the design professional and the building official, not something a web page can settle. Census boundaries, 2023 vintage — they locate an address, they are not a determination of jurisdictional authority. Boundaries: U.S. Census Bureau, 2023 Cartographic Boundary FilesWind speed lines: Florida Building Code (2023) Figure 1609.3(1), Risk Category II, via the University of Florida GeoPlan Center / Florida Geographic Data Library (FGDL)
Stuart within Martin County. An outline of Martin County with Stuart marked, and the ultimate design wind speed contours that cross the county drawn as dashed lines at 150 and 160 mph. The same facts are listed beneath the map.

How we cover it

Served from the Jupiter office

Perkins Roofing has two Florida offices — Miami and Jupiter. Stuart is covered from the Jupiter office to the south, along with the rest of Martin County and the Treasure Coast. There is no Stuart branch and no Stuart phone number.

Contact details and directions are on the Jupiter office page. Other Martin County towns are listed on the Martin County service area page.

Questions

Stuart roofing FAQ

Is Stuart in the High Velocity Hurricane Zone?

No. The HVHZ is defined in the code by county boundary and consists of Broward and Miami-Dade only. Martin County sits well north of it, and its roofing requirements come from the Florida Building Code as adopted and administered locally. Stuart is incorporated and permits separately from the county; unincorporated Martin permits run through the county Building Department at 900 SE Ruhnke Street in Stuart, (772) 288-5916, open Monday to Friday, with applications through Accela Citizen Access online. Anyone quoting you a wind speed or a product approval over the phone without opening the code for your address is guessing.

Does being near the water change the roof?

It changes the metal in it. Salt-laden air corrodes fasteners, flashings, drip edge and valley metal long before it does anything to tile or a membrane, so a waterfront Stuart roof is largely a question of what the hardware and flashings are made of. Wind exposure is also higher on an open river or lagoon frontage than three streets inland behind mature trees.

What roof systems are common in Stuart?

Architectural shingle across most of the residential inland stock, concrete and clay tile on the newer and higher-end neighborhoods, standing-seam metal on waterfront and Old Florida styles, and modified bitumen or single-ply membrane on the downtown commercial buildings. Each fails differently: shingle blows off, tile loses its underlayment, metal fails at its penetrations, and flat roofs fail at drains and terminations.

Do you handle commercial buildings in Stuart?

Yes. Low-slope commercial and multi-family roofing is a large part of the work, including phased replacement over occupied buildings where the whole roof cannot come off at once. See the commercial roofing page for how those projects are staged.

Is there a Perkins Roofing office in Stuart?

No. Perkins Roofing has two Florida offices, Miami and Jupiter. Stuart and the rest of Martin County are served from the Jupiter office. We do not maintain a Stuart address or a Stuart phone line, and we would rather say so than pretend otherwise.

Stuart is one city in the South Florida service area. For the full list of what we do, see roofing services.

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Get a straight answer on the Stuart roof.

Repair when repair is right, replacement when it is not — and a written reason either way.

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